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Why Spearhead?

Eliminate 99% of your processing fees, save thousands & receive pair of beats headphones!

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Cash Discounting is easy with EDGE!

Our in-house program, EDGE...

EDGE eliminates the majority of payment processing fees. Follow the steps to see how it works:

Step 2: Continue accepting...

Be sure to continue to accept all major credit cards and EBT where applicable. 

Full Customer Support!

Our service team is here to help every step of the way - not that you'll need it!

Step 1: Your new equipment will arrive pre-programmed...

This equipment will be pre-programmed and ready to plug and play with the non-cash adjustment of 4%. 

Unlimited Flexibility.

Anytime you decide you want to offer an individual credit credit user the discounted for cash price, you'll have the option to wave the non-cash adjustment at checkout.

What is Cash Discounting?


Cash discounting is a payment processing option that is rapidly gaining popularity with businesses large and small across the nation.


Cash discounting allows you to provide an incentive to cash buyers while eliminating almost all of your payment processing costs. 


We provide branded signage stating that your prices are discounted for cash payment and for customers who choose to pay with a credit card, a non-cash adjustment of 4% will be automatically added to the discounted for cash price.


The non-cash adjustment offsets your processing fees. 

Complimentary Savings Analysis


We believe so strongly in our solutions that we'll pay YOU just to learn how much you can save.

Simply submit your most recent credit card processing statement to apply today in 5 minutes or less. 

No sign up or sales pitch required - we make your decision process easy.

Receive your complimentary savings analysis and decide if Spearhead Merchant Services is right for you!

*No purchase or sign-up required. Statement must be valid and applicable for analysis. One (1) gift card limit per business for 24 months.

Payment Processing Solutions

In addition to cash discounting, we're proud to offer the lowest rates you'll find anywhere for traditional payment processing services.


But Wait, There's More!

Spearhead Merchant Services is proud to offer the following amenities to our business partners:


A wide selection of POS equipment!

Next day funding on all accounts!

Exceptional customer service (we fired the robots)!

Request A Quote!

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